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Do Not Underestimate Thieves

November 3, 2015 by admin

Don’t Underestimate Thieves!

While a thief is obviously a person making a bad decision, they’re not necessarily unintelligent. Don’t underestimate someone who is determined to rip you off in one way or another. Many of them have clever methods.

Statistics show that thieves generally take the path of least resistance. The more secure the situation, the less likely they will be to target it.

With all the electronic gadgets available today, it’s likely you use at least one or two of them. Here are some steps you can take to make it more difficult—and therefore less likely—for thieves to target your home.

“Open, Says ME!” If your garage door opener is removable, and you keep your registration—or other items with your home address—in your car, you’ve just told your thief where you live and given them a way to get in. Imagine that the thief found this information in your car while it’s in long-term parking at the airport. Now you’ve also provided information that you’ll be gone for a long time. TIP: Take your remote garage door opener with you when leaving your car—even for a few hours.

“GPS, Take Me Home.” Was “home” one of the first locations you programmed into your GPS? This, in combination with having a garage door opener, creates a situation similar to the first scenario. The thief now has a way in to your house and can ask your GPS to direct him straight to your house. TIP: Keep the “home” setting, but change it so it directs you to a nearby location (e.g., a store or gas station) so you can still find your way home.

“Hubby, Sweetie, Honey, Mom.” Take a look through your contacts list on your cell phone. Do you use nicknames for your loved ones, or do they use them for you? If you got a text from “hubby” that said “In line at grocery store. Forgot PIN for debit card. Text it to me please.” Or from “mom” that said “What’s our garage door keypad code again?” What would you do? More than likely, you’d promptly text them the necessary information. If your loved one’s phone was in the hands of a thief, you just gave them access to your bank account or your home. TIP: Don’t assign nicknames in your contacts. In addition, if they’re requesting sensitive information, confirm their identity by asking specific questions via text, or better yet, call and talk to them. Furthermore, if you DO confirm the identity and text the information, be sure to delete the text later, and make sure your “hubby” (or sweetie, or mom) does, too.

Missing Item Found! Have you ever lost something of value and reported it to the authorities (e.g., mall security, airport security, library lost and found)? Just think how happy you’d be if you got a call that they had your item and you should come and claim it immediately. If it’s a thief who actually made the call, they’re now aware that you’ll be out of your house for a while—perhaps enough time to burglarize your home. TIP: Look up the “real” phone number (don’t just use the caller ID display) and call to confirm that the call was valid before leaving your house.

Bottom Line: Take your time and think before acting, speaking, or texting. If it doesn’t feel quite right, or if you’re revealing information that you would normally keep secure, pause and think it through before revealing it. Thieves can be very tricky. They will rely on the element of surprise, count on “typical” human responses, smile and be charming, and look you straight in the eye and speak with confidence—all while getting you to reveal information or behave in a way that works to their advantage.

Filed Under: Insurance

Eight Mistakes That Can Upend Your Retirement

November 3, 2015 by admin

Eight Mistakes That Can Upend Your Retirement

Pursuing your retirement dreams can be very challenging. To give yourself the best possible chance of reaching your retirement goals, steer clear of the following eight big blunders whenever possible.

  1.     Having no strategy. Yes, the biggest mistake is having no strategy at all. Without a strategy, you may have no goals, leaving you no way of knowing how you’ll get there—or whether you’ve arrived. Creating a strategy will likely increase your potential for success, both before and after retirement.
  2.     Frequent trading. Chasing “hot” investments often leads to despair. Create an asset allocation strategy that is properly diversified to reflect your objective, risk tolerance, and time horizon; then make adjustments based on changes in your personal situation, not due to ups and downs in the market.
  3.     Failing to maximize tax-deferred savings. Workers have tax-advantaged ways to save for retirement. Not participating in your employer’s 401(k) may be a mistake, especially when you’re passing up free money in the form of employer-matching contributions.
  4.     Prioritizing college funding over retirement. Your kids’ college education is important, but you may not want to sacrifice your retirement for it. Remember, you can get loans and grants for college, but you can’t do so for your retirement.
  5.     Overlooking health care costs. Extended care expenses can undermine your financial strategy for retirement if you don’t prepare for it.
  6.     Failing to adjust your investment approach well before retirement. The last thing your retirement portfolio can afford is a sharp fall in stock prices and a sustained bear market at the moment you’re ready to stop working. Consider adjusting your asset allocation in advance of tapping your savings so you’re not selling stocks when prices are depressed.
  7.     Retiring with too much debt. If too much debt is bad when you’re making money, it can be deadly when you’re living in retirement. Consider managing or reducing your debt level before you retire.
  8.     Neglecting your overall well-being. It’s not all about money. Above all, a rewarding retirement requires good health, so be sure to maintain a healthy diet, exercise regularly, stay socially involved, and remain intellectually active.

Actis Wealth Management
www.actiswealth.com

 

Filed Under: Financial

Why Vodka in Sauces?

October 27, 2015 by admin

Italian pasta

There is one ingredient that, when coming across it in recipes, has made me ask why: vodka, especially when it shows up in sauces. Vodka’s purpose isn’t clear, because A) it’s neutral, B) it’s typically added in such small quantities that it barely provides any alcoholic bite, and C) much of that alcohol is evaporated off by heat, anyway. So what’s the use?

As it turns out, the reasons against adding vodka to sauce actually provide clues as to why it can be a big benefit. This article from Fine Cooking helps explain: alcohol is a great solvent for aromatic compounds. It’s also volatile and evaporates easily, so as its particles drift into the air, they carry those aromas with them. As you chew, that translates into more flavors that reach the back of your mouth, creating a heightened sense of complexity. At high concentrations, alcohol’s sting can overwhelm these flavors, but in small volumes, that sensation is balanced and pleasant.

Additionally, alcohol has a magical emulsifying ability, bonding with both water and fat, encouraging the two to coexist smoothly. In recipes like penne alla vodka, it helps the sauce become a creamier, tomato-ier, more cohesive whole. You could use wine or other alcohols that would impart their own distinctive flavors, but in a rich sauce like that it’s not entirely necessary.

Filed Under: Featured Recipe, Lifestyles

Dracula Descends On Waukee

October 23, 2015 by admin

Just in time for Halloween, Iowa Shakespeare Experience is swooping into Waukee with the Gothic tale, Dracula Evermore. Audience members are invited to let the imagination run wild with mystery as they travel with Count Dracula from Transylvania to England midst conflict with 
Professor Van Helsing and Jonathan Harker.
 Victorian props and costume will converge on stage with haunting, dramatic music and the aura of candlelight to set the stage of the Waukee Area Arts Council’s ArtsCentral.  

Lorenzo Sandoval, ISE artistic director, said the company chose to present the story of Dracula because of the compelling plot and amazing theatrical qualities.

“It reflects enduring, universal themes: the excesses of pride, the terrible temptations of dominance over others, the battle between science and the supernatural, the power of faith and the divine beauty of redemption,” Sandoval said.

Sandoval served as the director, adaptive playwright, and co-executive producer for this version of the famous tale.

Professional actors bring a mature, three-dimensional dynamic to their characters. Starring as the brooding fearsome Dracula is Matt Wiggins. John Zickefoose takes the role of the brilliant, fearless scientist, Van Helsing, and Marie Schmidt plays the strong-willed, virtuous heroine, Mina Harker.

Sandoval said for this adaptation he felt strongly about retaining Bram Stoker’s literary structure of the 1897 novel including diary entries, letters, telegrams and newspaper accounts.

unnamed“For this production I incorporated Stoker’s epistolary conceit to provide a storytelling framework, and I combined it with vivid, in-the-moment action and dialogue that spring from the letters and journals,” Sandoval said providing insight into the style of the show.

Sandoval said this will be ISE’s third production of Dracula; the first was in 2013.

“It has evolved over the years,” Sandoval explained. “In the beginning, the production’s style was more like reader’s theatre and now the play is kinetic and operates on several levels. The relationships are sharply defined, the dialogue is vivid and the action is dynamic.”

ArtsCentral is a fitting venue for the show as the Dracula story is an old Victorian tale with a great deal of spirituality and references to Christian symbolism, according to Robin Heinemann, ISE executive director.

“To set the story in the sweeping space of Waukee Arts Council’s historic church building suits the story so well on multiple levels; there is a synergy with an historic time period as well as with any spiritual overtones the structure has,” Heinemann added.

ArtsCentral also offers a “theater-in-the-round” setting—meaning the audience surrounds the performers on all sides for the “salon style” performance. Heinemann said Dracula, along with other productions in the ISE indoor series, offers a notably intimate experience, more so than a typical stage show where the audience is often far away from the action.

Dracula Evermore runs just under two hours, in two one hour acts, with an intermission break of 20 minutes. During intermission a festive table will be set with seasonal treats, cookies, spiced cider and coffee. There will also be a cash-donation wine bar.

Heinemann, who also served as co-executive producer and headed set lighting and costume design, said that the production has built quite a reputation for itself since the show’s inception resulting in an incredible number of return customers.

“Each year we also add new fresh little twists to the way we perform the story—precisely for our wonderful repeat guests,” Heinemann said. “People say it just gets better and better, and they didn’t think it could since it was so great the first time around!”

Plus, if there were ever a reason to see the show this year it may be the last.

“Due to the level of excited response, we anticipate that this will likely be the final year we will run this show in the Metro area,” Heinemann offered. “Next year, we anticipate taking it ‘on the road’ to other areas of Iowa, so we encourage Waukee residents to come while the play is in their own backyard!”

Because of adult themes the show is not necessarily recommended for children under the age of eight. However, Heinemann said, “Children do respond very well to the show; any child who is able to sit still and wonder at the magic of live theatre is welcome.”

Heinemann summed up why this is the perfect production to set the tone for the Halloween holiday.

“This is a beautiful, dreamy and imaginative celebration of Halloween—in a smart, entertaining and sophisticated way. No one ‘jumps out at you’ in this show and yet, you are captivated by action as up close and personal as it can be,” Heinemann said of the unique experience.

Tickets

Let your imagination run wild with mystery and fear this Saturday, October 24, at 7:30 p.m. Doors open at 6:30 p.m.

Tickets are $30 for VIP (best seating), $20 for general admission adults and $10 for youth (ages 10-16). Tickets may be purchased online at RedTruckTickets.com, at Waukee Hardware, at 380 Sixth St. or at the theater doors as available.

Any questions? Contact the Waukee Area Arts Council at 515-402-7870.

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Filed Under: Lifestyles

Healthy Halloween

October 23, 2015 by admin

healthy halloween

The Waukee Family YMCA is typically bustling with the smell of perspiration and perseverance—weightlifters, swim teams and runners hitting their workouts hard. But, on October 24 from 6-8 p.m. the YMCA halls will be taken over by little superheroes, zombies, black cats, and witches. The fifth annual Healthy Halloween will welcome families to embrace a different side of the holiday then the sugar rush.

Healthy is not usually a word attributed to the holiday where kids consume an average of 7,000 calories. Plus, the average trick-or-treater consumes three cups sugar; a child around 100 pounds would have to walk almost 44 hours or play basketball for 14.5 hours to burn all that sugar! The average American consumes 3.4 pounds of candy over Halloween.

Erin Olson, Waukee YMCA Wellness Director, said the event is an important focusing point for bringing the community and families together to participate in healthy activities during Halloween.

“We take the focus away from the candy and treats and provide healthy alternatives and activities and for kids to engage their minds and bodies.”

Olson also noted that the YMCA, Blank Children’s Hospital and Unity Point have a strong community partnership which creates an amazing collaboration for events focused on pediatric and youth health and wellness events.  

No tricks about it, kids will be treated to a full menu of healthy, fun activities. After trick or treating upstairs in the Wellness Center costumed kids can head to a creepy craft area and then make up their own cackle crunch (trail mix). The entire family can play ghoulish games in the gym and do the Frankenstein at the Monster Mash dance in the community room.

Best of all Healthy Halloween if open and free to all members of the community, not just YMCA of Greater Des Moines members.

When: Saturday, October 24, 6-8 p.m.
Where: Waukee Family YMCA, 201 N. Warrior Ln, Waukee, IA. 50263
Cost: Free
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Filed Under: Lifestyles

Your Entire Family can Fall into Reading

October 9, 2015 by admin

99210 - 4x5 Fireplace

Occasionally at the Waukee Public Library, I have a parent ask me the best way to get their kids to read more. My answer? Read yourself.

Read with your children. Read aloud to your child and have your child read aloud to you. Set aside time to read together as a family several times a week, with each family member reading something he or she really wants to read. When your kids see you immersed in a novel or a magazine you enjoy, you are setting the best possible example, the example of reading as a pleasurable leisure activity.

I just finished two books that I’d like to share with you. The first is Charles Belfoure’s second novel, “House of Thieves”. Set in 1886 New York, this book drew me into the mystery of why one of the city’s preeminent architects would go to work for a gang of thieves. Combining historical fiction with mystery, it’s a real page-turner.

The second is “The Long Walk: a Story of War and the Life That Follows” by Brian Castner, who served three tours in the Middle East as part of an explosive ordinance disposal unit. His story contrasts the intensity of combat with the lonely inward battle he fights now that he has come home.

Whatever you’re reading, enjoy!

Learn more at http://www.waukee.org/291/Library

Filed Under: Lifestyles, My Library

Hoppin’ Shoppe

October 6, 2015 by admin

Ice cream cornet

Friends and families were cooling down this summer by stepping into the hometown charm at their favorite hangout at Waukee Ice Cream Shoppe, located in Waukee’s Historic Triangle Park business district.  It’s a family friendly atmosphere that brings back memories of fun and laughter to frequent customers. You’ll want to visit while we still have a few warm days this Fall.

Leah Hoppe, Clive, was sitting inside with her two kids, Lylah and Landon, and their friend Booker right after Walnut Creek Little League Practice 7U (7 and under) who play on a team named Storm. Landon and Booker were still wearing their jerseys and excited to enjoy their ice cream. Lylah tried mint chocolate chip for her first time, and smiled and said, “Best ever!” She said she usually orders Blue Moon ice cream. Landon ate Blue Moon ice cream, and Booker was eating Superman ice cream, in bright red, blue and yellow colors. Leah said she has lived for years either in Waukee or Clive, and they stop in about once a week. 

Hanging out together were high school friends who grew up in Waukee. I met them when they were on their way inside on a 90 plus degree day in July.  Alex Herrera, 17, said he now attends a boarding school to play soccer. Michael Steele, 17, Waukee High School, said his favorite was grape ice cream.  Nick Hope, 17, Waukee High School, said “It’s cheap and really good ice cream and the malts are good.” Jacob Heen, 17, said his favorite was Oreo Blitz. Ben Kurtzman, 18, now lives in Chicago attending Deerfield High School, said his favorite was also Oreo Blitz.  All friends said in unison that they have been coming there “Forever.”  They pointed kitty corner to the other side of the street where the old location used to be, and remembers going there when they were younger too.

Ice Cream Shoppe 1Owners Mike and Jean Schnoes bought it 10 years ago. Mike Schnoes said it was “fun to own.” He described Waukee Ice Cream Shoppe as a “Locally owned neighborly ice cream shoppe for all ages.”  Schnoes owns a CPA firm for 15 years. Six years ago he moved his CPA business to another beautiful stand alone building right next door to his ice cream shoppe. He has several employees that keep his business running smoothly. Schnoes bought the ice cream shoppe from his friend Darin Felt, who was serving in the National Guard and was being deployed in Iraq for one year. Felt had built the current brick stand alone building one year before he sold it.

Inside the ice cream shoppe are plenty of tables, and you can come right up to the ice cream counter and pick your soft serve ice cream and toppings. The back wall has a black chalkboard decorated in handwritten pastel writing listing pricing for soft serve, hard pack, shakes, malts, and blitz choices. Blitz flavors are M & M, Oreo, Butterfinger, Reese’s, Heath, Crunch, Peanut Buttercup and Cookie Dough, and they offer 24 flavors of soft serve ice cream. Also listed are banana splits, floats, sundaes, smoothies, slushies and specialty ideas. Shoppe hours are open every day, Monday-Saturday 11:00 am -10:00 pm and Sunday 1:00 pm to 9:00 pm.

Waukee Ice Cream Shoppe
530 Walnut St, Waukee, IA 50263
515-987-8504

Filed Under: Lifestyles

North of Hickman – Building Structures and Community

September 21, 2015 by admin

NE Meridian

Neighborhood development in northern Waukee focuses on putting a school and a park at the heart of the area.

If you’ve driven north of the Waukee Hy-Vee or near Point of Grace Church lately, you’ve probably noticed the increased construction in the area. Prairie Crossing, The Landing at Shadow Creek, Fox Creek Estates, Brookridge and other neighborhoods in that square mile north of Hickman Road are being developed as part of the first major residential move for Waukee north of Hickman.

Major growth within this area began in 2005 with the Gracewood Development. When all is finished, it’s projected that 650 single-family homes, 300 townhomes and 1,000 multi-family units will be built.

A new elementary school will be located at the very heart of this area. Construction is already in progress on Grant Ragan Elementary, and it is slated to open in fall 2016. Waukee School District Superintendent Dr. David Wilkerson said there is a huge need for this school, which will have a capacity of 750 students.

“We’re very excited about the opening of Grant Ragan for the 2016-17 school year. It will ease crowding situations at several of our other elementary attendance centers,” said Wilkerson. “Additionally, as the area it serves continues to develop, we see Grant Ragan as a unifying force for the neighborhood creating a sense of community and unity in that area of the city and district.”

An 18-acre community park is planned to go in at the core of these neighborhoods as well, and that’s not all.

“An integrated trail system will tie all of these individual neighborhoods and developments together,” said City of Waukee Development Services Director Brad Deets. “It will connect all of the developments to the centralized park and school, and it will provide connections to the Raccoon River Valley Trail and eventually the Clive Greenbelt Trail.”

The area is already filling in with people excited about the future. Julie Boulden moved into a brand new house with husband Ben and son William in January. She says the development around her happened faster than she expected, and she’s looking forward to seeing the continued progress.

“Everyone around us is really friendly,” Boulden said. “There are so many kids living nearby. It’s going to be great having them grow up next door to each other. There’s a real sense of neighborhood comradery already.”

Boulden said her family chose Waukee in part due to the great school district. She says the addition of Grant Ragan and the new park in the area are huge pluses. She is also enjoying the convenience of her new location.

“I think we have everything we need here,” she said. “We have parks, schools, grocery stores, restaurants and so on. The only thing I’m missing is better Interstate access, but I know that will happen soon with Grand Prairie Parkway.”

Grand Prairie Parkway is expected to open in late fall 2015 which will give Waukee residents a direct path to Interstate 80.

More than 100 acres of commercial development are also planned for northern Waukee. Commercial and residential development is expected to be wrapped up in that area by 2020.

Filed Under: My City

Faces of Waukee: Kristi Knous

September 21, 2015 by admin

Photo by Laura Wills

Photo by Laura Wills

Where are you from originally?

I grew up on a farm near Merrill, Iowa and attended LeMars Community Schools before heading off to Iowa State University. I’ve lived in the Des Moines area since 1992, so I definitely consider this home.

Tell us a little about your family.

My husband, Lauren, and I met at Iowa State and just celebrated our 25th anniversary. We have two children—Abbey, who graduated from Waukee in 2013, and Jonah, who will graduate from Waukee this year.

How do you spend your free time?

In the summertime, we love to spend as much time as possible on our boat. Otherwise, I enjoy working out and relaxing with friends.

Tell us about the Community Foundation of Greater Des Moines.

We’re a charitable foundation serving the Greater Des Moines area and 39 counties and communities throughout Iowa, including Dallas County. We hold 1,400 charitable funds and $390 million in assets—all for important charitable causes. We improve quality of life by promoting charitable giving, connecting donors with causes they care about, and providing leadership on important community issues.

What are some keys to your success?

I’ve been fortunate to have been able to follow my passions. Initially, that was by working with hospitalized children, and later, that passion evolved into giving back and building our community. I’ve furthered my education along the way to prepare for the work I do, and I’ve used mentors every step of the way. And of course, I’ve tried hard to follow God’s lead.

Do you have a favorite motivational quote?

Do what you love. Love what you do.

What are your favorite book(s) to read?

“The Purpose Driven Life” brought incredible clarity to my journey and inspired me to “go for it” in my career, because I realized the path was created on purpose, for a purpose.

What are you most looking forward to this fall?

I’m looking forward to watching some Waukee and Iowa State football games, spending some final days on patios, and sleeping with the windows open!

Filed Under: Faces of Waukee, Lifestyles

Faces of Waukee: Jeff Courter

September 21, 2015 by admin

Jeff-2

Photo by Laura Wills

Where are you from originally?

I’m originally from Boone, Iowa.

Tell us a little about your career.  

I’ve been a shareholder with Nyemaster Goode, P.C. for the past 17 years.  Before that, I was a member of Whitfield & Eddy, P.L.C. for nine years. After earning my law degree from the University of Iowa in 1987, I clerked for Iowa Supreme Court Chief Justice W. Ward Reynoldson and then U.S. Bankruptcy Judge Russell J. Hill. My practice area is creditor rights and bankruptcy law.

What do you do with your free time?  

I enjoy family activities, golf, Hawkeye sports, and politics. I’m also involved in the Des Moines A.M. Rotary, the University of Iowa Alumni Association Board, and the Dowling Foundation Board.

With the weather cooling off, what are you most looking forward to this fall?

I’m looking forward to playing some golf, and spending Saturdays in Kinnick Stadium, cheering on the Hawkeyes.

In this issue, we profiled Langel and Woods Clothiers. We heard you are a loyal customer. What keeps you going back?

They provide great quality and selection, and their service is second to none. Nothing fits me off the rack, so I started buying my suits and shirts from L&W 16 years ago, and I’ve been a very satisfied customer ever since.

Filed Under: Faces of Waukee, Lifestyles

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