Luana Savings Bank is leading the Des Moines market with competitive interest rates and a “No Origination/No Closing Cost” loan special.

No matter where you are in the home buying process, Luana can help you explore your financing possibilities. Whether you’re a first-time home buyer, or you’re upgrading or downsizing, Luana has a variety of mortgage products to fit your needs for a single family home, investment property or condo/townhome purchase.

Our no-cost mortgage special is very popular for both purchases and refinances. This special limited-time offer allows customers to lock in a competitive rate at no cost. Eliminating closing cost fees protects you from being overcharged. Not all lenders are able to offer this type of lending – but we do!

Luana’s In-House opportunities set us apart from our competition

Our lending guidelines go further than those directed by Fannie Mae’s guidelines. We have our own programs and products to meet each individual’s needs. This allows a “common sense” approach and enables us to be more accommodating with our clients’ needs and situations.

We offer local decisions with a local service approach 

Luana also understands the importance of quick loan approvals and local loan decisions. We’re unique because we approve and service loans locally. We retain the servicing on all of our mortgage loans. Our customers know upfront that their loan will not be sold to another company after the loan is closed. This means our customers make local payments and can call anytime with questions and get the answers they need.

We strive to build close relationships with our customers beyond numbers, which leads to a much more fulfilling experience for our customers as we work to meet their needs. 

Luana Savings Bank
www.luanasavingsbank.com