As March rolls around our thoughts turn to Spring. But…this is Iowa and March storms can bring heavy wet snow, wind, and ice. The extra weight and stress of these kind of weather events can lead to unfortunate things like snapping tree limbs.
Now might be a good time to look around your home, garage, shed, or fence to see if there is risk to limbs that would cause damage if they fall. While you are at it check to see if they are overhanging your neighbor’s property as well. In the Midwest claims for damage from falling limbs can easily exceed $2,000. You can hope each limb is healthy and strong but a better plan is to look for risk and trim it back.
Trees are precious and can be a real advantage to your property. Keep your trees healthy and trimmed to reduce the risk of injury and property damage. Consider a bonded professional for the work as it can be risky in itself.
Things an insurer may consider risk:
- Branches from your tree laying/touching your or your neighbor’s roof.
- Dead trees or branches from your tree overhanging your roof or a neighbors.
- Trees leaning against any structure.
- Leaves from tree branches touching your roof.
- 6 inch diameter and larger branches overhanging your roof or your neighbors.
- Tree limbs that are able to touch an electrical line.
If the worst happens, what will your insurance cover? Call and find out.
James Starkweather-Allstate Insurance