Death is not something any of us wants to talk about, but if you died today, would your family be financially secure without you?
Would they be able to maintain your residence? Could your children attend college? Would all of the monthly bills get paid? Or would you leave unnecessary financial burdens for your family?
Life insurance pays your family after your death, ensuring your family is taken care of and is financially secure. Life insurance benefits can be used to pay funeral expenses, medical bills, the mortgage, existing debt, and taxes. Equally important, life insurance can provide replacement income and pay for anticipated expenses like college tuition and retirement needs.
You know you need life insurance, but how much is enough? A simple calculation provides an initial estimate. Multiply your current annual income by ten. This provides an approximate amount of coverage you should have. Other factors will affect your specific needs, such as your age, number of children, family income sources, existing debt, and any current life insurance you already own.
If you have life insurance today, do you understand your policy and are you sure it is adequate to protect your family? When it comes to life insurance, what you don’t know can hurt you. Most important, it can hut the ones you love.
That is why INSPRO is now offering a free Life Insurance Performance Evaluation. This thorough evaluation will help you accurately assess your needs and determine if you are getting the best value from your premium.
Our free Life Insurance Performance Evaluation will lead to one of the following results:
You have adequate coverage and your policy(ies) are performing the way you need. Peace of mind!
You are currently paying too much and can save money for the same or better coverage.
You can significantly increase benefits without increasing payment.
Your policy guarantees can be improved.
You can cover additional needs (LTC) without “out of pocket” cash flow.
Let’s ensure your family is protected. Give Joe Meyers at INSPRO a call today at (515) 226-9565 to schedule your free Life Insurance Performance Evaluation.